Filing an insurance claim is not the easiest thing in the world to do, especially if it is after the event of a fire or a flood. Most insurance companies out there will employ loss adjusters. These loss adjusters may ‘adjust’ your claim, but it will be for the benefit of the insurance company.
A loss adjuster is someone who will evaluate how much you are entitled to out of the claim, and they will do by analysing the claim. Did you know that you can employ a loss adjuster to work on your behalf. They will give you a service that could be both beneficial as they will attempt to ensure that you receive your full entitlement. They can also put you on the same level as the insurer, meaning that you have will more chance of being successful when it comes to making the negotiating.
The majority of the insurance companies today will have a wide network of builders, contractors and chartered surveyors who are experienced when it comes to fire and flood restoration and analysing damage. The surveyors that come to the property will analyse the damage and see what should be included in the claim.
The loss adjuster that you employ will have the experience in the field of making an insurance claim, meaning that will deal with the insurer and all of the negotiations, meaning that your can focus on other things. Also, they make sure that you receive nothing less than 100% and they ensure that your claim stays in your favour the whole time.
Many insurance companies also find that they have a lot of satisfied customers, and this is due to the friendly service and customer support they receive. This means that the loss adjuster you employ has your needs as their number one priority.
Did you know that AMPM’s Rated Loss Adjusters offer a free loss adjusting service when you utilize their recommended contractors to repair your property? This could be fantastic news for those whose properties have been damaged by this winters flooding that has devastated properties across the UK.
So why would you need an independent loss adjuster? After all, you could you go directly to your insurer and let them handle it for you couldn’t you? That is what your insurer is for, isn’t it? Well put it this way, if you have previously made an insurance claim for property damage in the past, you may have found that your insurer may have offered you less than what you believed to be enough to cover the repair costs to an acceptable standard.
This could be because your insurer will appoint a loss assessor on their behalf in order to protect their interests. The loss assessor will then report back to the insurer with an evaluation of the damage. Now it is important to know that the loss assessor is being paid by the insurance company and for him it makes sense to protect your insurer.
Many insurers will offer a primarily offer cash settlement which at first may seem perfectly acceptable but when you look into exactly how much the repairs will cost you soon find that the offer falls way short of the real cost of repairs.
AMPM’s Rated Loss adjusters take a different approach to insurance claims management. As independent loss adjusting company, they are under no pressure whatsoever from your insurer. This enables them to assess any flood damage in a much fairer way. After all they are working for you – not your insurance company!
Rated Loss Adjusters do not exist to increase your settlement to more than what it should be, they work to ensure that the settlement you receive is fair. AMPM will work to make sure that you receive 100 percent of your entitlement, No More No Less.
AMPM offer this service at no cost to you when you agree to appoint one of their recommended flood restoration companies. These are handpicked by AMPM based on their expertise and experience with flood damage restoration. Alternatively, if you would prefer a cash settlement instead then AMPM will provide this service for a 10 percent fee.
Find out how AMPM can protect your interests after damage to your property: https://www.publiclossadjusters.com